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Coinbase: the widest US fiat rails of the five, and a 0.60% entry taker fee on Coinbase Exchange

The fee schedule is only part of an onramp's cost — the spread you cross and the withdrawal fee matter too. Coinbase's entry-tier taker fee is 0.60% (Exchange), its fiat rails are ACH, wire, card, PayPal, and its stated withdrawal limit is $100K/day (Exchange). Regulation: EU: MiCA licence from Luxembourg's CSSF covering all 27 member states.

FEES FROM ITS OWN SCHEDULENO PROOF OF RESERVES FOUND
Coinbase's fee schedule and help centre
At a glance
Entry taker fee
0.60% (Exchange)
Cited
Fiat rails
ACH, wire, card, PayPal
Cited
Withdrawal limit
$100K/day (Exchange)
Cited
Proof of reserves
Not found
Cited
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Not financial advice. We hold no position in any asset named here.

Key figures

Each figure links to its source in the fact table below.

Entry taker fee
0.60% (Exchange)
Entry tier, from its fee schedule
Fiat rails
ACH, wire, card, PayPal
Per its help centre; varies by region
Withdrawal limit
$100K/day (Exchange)
Entry verified tier, as stated

The full spec sheet

Every fact below is checked directly against the exchange's own pages — see each row for where it came from.

Fees
Spot trading fees
Coinbase Exchange up to $10K: 0.40% maker / 0.60% taker (retail Advanced schedule needs sign-in)· exchange.coinbase.com ↗
Crypto withdrawal fees
Network fee based on Coinbase's estimate of prevailing network fees, shown at transaction· help.coinbase.com ↗
Fiat & limits
Fiat rails
US: ACH, wire, debit card, PayPal, Apple/Google Pay; Canada: Interac, EFT; Brazil: Pix· help.coinbase.com ↗
Withdrawal limits
Coinbase Exchange default $100,000/day (USD ACH and Fedwire); retail limits vary by account· help.coinbase.com ↗
Compliance
Verification
ID verification required at account creation· help.coinbase.com ↗
Regulation
EU: MiCA licence from Luxembourg's CSSF covering all 27 member states· coinbase.com ↗
Proof of reserves
Published for wrapped assets only (e.g. cbBTC); no exchange-wide report found· coinbase.com ↗
Fiat rails
ACHWIRECARDPAYPAL
Holds up
+0.60% (Exchange) entry-tier taker fee
+Fiat rails: ACH, wire, card, PayPal
Falls short
−No exchange-wide proof of reserves found
−Exchange withdrawals that land on a gambling site can trigger a compliance review
−Fees and rails vary by region and account tier — check the live schedule before moving a bankroll

Questions readers ask

Usually yes, on-chain — but route through a self-custody wallet first. An exchange withdrawal address that ends up on a gambling site is the pattern most likely to trigger a compliance review on your account.
Compare all exchangesSame facts, side by side →How we source informationWhere each fact comes from →

Spotted something wrong about Coinbase? — we re-check anything reproducible.

Where to next
Compare all exchanges Entry taker fees, fiat rails and withdrawal limits side by side.Wallets Where to hold the balance once it is off the exchange.Coins we track Which casinos accept each coin, and on which networks.
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