Is the advertised fee the fee I pay?

Not on its own. The spread you cross is part of the cost, and on majors it can be comparable to the taker fee itself. Only the sum of the two matters.

How long do fiat withdrawals take?

Kraken doesn't publish one fixed time; it depends on the rail and your region. First withdrawals on any exchange tend to be slower while the account is reviewed.

Home / Exchange profile / Kraken

Exchange profile

Kraken: MiCA-licensed, proof of reserves published, 0.80% entry taker fee

If you are funding a casino bankroll monthly, this is where we would do it. It is MiCA-licensed in the EU, FCA-registered in the UK and publishes proof of reserves, and ACH, SEPA, FPS and SWIFT cover most readers' fiat rails. The trade-off is fees: its entry-tier Pro taker fee is the highest of the five.

FEES FROM ITS OWN SCHEDULEPROOF OF RESERVES PUBLISHED

Kraken's fee schedule and help centre

At a glance

Entry taker fee: 0.80%
Fiat rails: ACH, SEPA, FPS, SWIFT
Withdrawal limit: $100K/day cash
Proof of reserves: Published

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Not financial advice. We hold no position in any asset named here.

Verdict

The fee schedule is only part of an onramp's cost — the spread you cross and the withdrawal fee matter too. Kraken's entry-tier taker fee is 0.80%, its fiat rails are ACH, SEPA, FPS, SWIFT, and its stated withdrawal limit is $100K/day cash. Regulation: EU: MiCA CASP, Central Bank of Ireland (C468360); UK: FCA-registered (FRN 928768).

Key figures

Each figure links to its source in the fact table below.

Entry taker fee

0.80%

Entry tier, from its fee schedule

Fiat rails

ACH, SEPA, FPS, SWIFT

Per its help centre; varies by region

Withdrawal limit

$100K/day cash

Entry verified tier, as stated

The full spec sheet

Every fact below is checked directly against the exchange's own pages — see each row for where it came from.

Fees

Spot trading fees

Kraken Pro Tier 1 ($0+ 30-day volume): 0.40% maker / 0.80% taker· kraken.com ↗

Crypto withdrawal fees

Flat fee per asset and network, e.g. BTC 0.000015 (min 0.000218)· support.kraken.com ↗

Fiat & limits

Fiat rails

US: ACH, FedWire, RTP; EU: SEPA and Instant SEPA; UK: FPS; SWIFT worldwide; card purchases· support.kraken.com ↗

Withdrawal limits

Verified individual cash: $100K/day and $500K/30 days; crypto limits are dynamic· support.kraken.com ↗

Compliance

Verification

Verification required to buy, sell and deposit; ID and proof of address generally required· support.kraken.com ↗

Regulation

EU: MiCA CASP, Central Bank of Ireland (C468360); UK: FCA-registered (FRN 928768)· support.kraken.com ↗

Proof of reserves

Yes — snapshot 30 June 2026 (e.g. BTC reserve ratio 102.9%)· kraken.com ↗

Fiat rails

ACHSEPAFPSSWIFT

Holds up

+0.80% entry-tier taker fee

+Fiat rails: ACH, SEPA, FPS, SWIFT

+Publishes proof of reserves

Falls short

−Exchange withdrawals that land on a gambling site can trigger a compliance review

−Fees and rails vary by region and account tier — check the live schedule before moving a bankroll

Questions readers ask

Usually yes, on-chain — but route through a self-custody wallet first. An exchange withdrawal address that ends up on a gambling site is the pattern most likely to trigger a compliance review on your account.

Compare all exchangesSame facts, side by side →How we source informationWhere each fact comes from →

Where to next

Compare all exchanges Entry taker fees, fiat rails and withdrawal limits side by side.Wallets Where to hold the balance once it is off the exchange.Coins we track Which casinos accept each coin, and on which networks.

Kraken: MiCA-licensed, proof of reserves published, 0.80% entry taker fee

Key figures

The full spec sheet

Questions readers ask

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